Choice Home Warranty - A Homeowner's Nightmare?

A few weeks ago, our water heater broke. It was leaking from the top and the basement was starting to flood a little bit. I urgently had to call a plumber and unfortunately, it had to be replaced. We were billed for $1,200 and I had to file a claim for our Home Systems Protection through State Farm. They approved our claim without any issues but there was a $500 deductible. Many friends and family have been telling me about getting an actual home warranty so that's what I did on July 12th.

I was browsing online and like a lot of services, every company has both good and bad reviews. One of the "most recommended" companies was Home Choice Warranty. While I was still on their website checking out plans, I had to fill out my personal information and before I can even submit it, I already got a phone call from one of their sales rep - Matthew. I should've taken this as a major red flag for their hard selling tactics but I was still in the state of panic about expenses and things breaking. I was paranoid that what if one breaks after another - then I'll have to shell out another $500 and how many more $500 deductibles do I need to pay??​

I entertained the offer and spoke with Matthew. Bear was at work and I didn't want to make a decision immediately, but Matthew made sure that if I sign up now I have 30 days to cancel. I was still hesitant, so he gave me what were seemingly great offers that was quite too hard to pass.

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